I was fortunate to have moved to San Diego when I was 9 years old. My memories consist of beautiful weather, great beaches, different types of foods, and downtown nightlife. I have been married for 24 years to my lovely wife, Yen. I have 3 adorable kids named Emily, Aviana, and Aidan. I loved to travel, drink wine, and eat great food. When I am not helping clients, I love watching sports and going to the beach to enjoy the sunset. The reason why I chose to become a Loan Advisor is that I understand the meaning of 'Living the American Dream'. As an immigrant, that's what we all wish to achieve. I had more than 20 years of in the financial industry, I understand the values of Trust, Integrity, Open Minded communication with my customers. Whether they are first-time homebuyers, a seller, or investor, my number one priority as their advisor is to help them achieve their goals. What makes me different from my competition? I set the bar extremely high by delivering extraordinary service and I surround myself with a team of professionals that will help me guide my clients from A to Z. My motto is " No Client is too difficult for the loan, and no loan is too difficult for the client"